Let me see if
you can relate to this story. I was working in the private
sector. It was an interesting job…except it wasn’t.
The hours were long, the job was hard, and I found myself
looking in a mirror after working sixteen hours straight
asking myself, “is this what I dreamed of?”
I got off on a tangent when I started
remembering some of my dreams, many of them involving
me on a tropical island while someone else cleaned my
kitchen…but that’s another story. Anyway, where I
was working certainly wasn’t in my dream. So I decided
to go back to school to get my degree so I could teach.
Yes, teaching is a noble profession.
Teaching is also a starving profession.
A profession where you can work very hard and still
qualify for food stamps. While working on my degree,
I became reacquainted with Ramen Noodles (thank you
But I still wasn’t able to make ends
meet. So I decided to take advantage of a program that
we’ve all come to know and love…the STUDENT LOAN PROGRAM.
I signed forms. I made promises. I got in debt. But,
of course, it’s “good debt.” Yeah, right.
Now I’m at the end of the journey in
the hallowed halls of academia, facing a cold hard fact…Uncle
Sam wants his money, and he wants it NOW! I’m finally
living the dream, except the loans I racked up during
my college days aren’t nearly as much fun as I thought
Yes, they are still “good debt,”
but only like dental surgery is a “good thing”–it
gets you what you want to have, but it certainly isn’t
a lot of fun going through.
While going through school, I amassed
just over $50,000 worth of debt. Did I mention I ate
Ramen Noodles while I did this? School is just expensive,
and after a while, selling plasma loses its appeal.
I took out thousands of dollars in
subsidized loans, unsubsidized loans, and unofficial
unsubsidized loans. The first two were administered
by the U.S. government, and the last was a combination
of my two friends, Mastercard and Visa with their pal
Discover. Yeah, I got some frivolous stuff, like peanut
butter, oh, and that time I got water. But mostly this
went for my education.
Okay, does this story sound all too
familiar to you. Come on – fess up. You probably have
been or are in the same situation. Let me be the first
to tell you that the “student loan fairy”
does not exist. And yes , you will have to pay back
all that money you borrowed from the banker.
Sure the frat parties were great and
the splurge of money on those tailgating weekends were
definitely worth spending money on – but unfortunately
there does come a time when we have to pay back these
So how the hell do you pay off these
staggering mountains of debt that may only have helped
you make a passing grade D at best ?
Knowledge my friend – knowledge is
the power to debt free life. Yeah, we sure did read
“too much” in college but listen up – go read
Guide To Student Loan Consolidation , even if its
the last time you read anything.
Why ? Because dummy – if you don’t,
you will stay in your pathetic financial situation making
payments to someone else for the rest of your life.
Why the hell would you wanna do that. Its your money
– spend it on something YOU want to !
I sure lived with the “pay-check-to-pay-check”
lifestyle in college and damn me if I’m going to continue
to live like that.
Its your call my friend ! Click
here and start living the life you deserve.